Products and Service

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Goods-in-Transit

Goods In Transit
Covers property against loss or damage while it is in transit from one place to another or being stored during a journey.

Business-Risk-Cover

Business Risk Cover
Providing customised programs to protect business assets against fire, theft, flood and other risks

Personal-Commercial-Insurance

Personal / Commercial Insurance
With a range of policies to choose from, we will help you find the perfect personal or commercial insurance.

Trucking

Trucking Insurance
We offer comprehensive or limited cover such as third party, fire, theft to ensure that your trucks are covered at all times.

Trade-and-Political-Risk

Trade & Political Risk within SA & Cross Border
Let us assist you with cover against political unrest and related incidences.

Environmental-Liabilities

Environmental Liabilities
Our comprehensive solutions will keep you covered against environmental clean-up and rehabilitation

Specialist-Trucking

Specialist Trucking
Our Specialist Trucking policies are tailor made for every transporter’s individual needs with purpose-built products

Property

Property
We provide a range of options to give you with the peace of mind that you will have cover in the event of any incident

Plant-All

Plant All Risk Insurance
Plant All Risk Insurance ensures that you get the job done – even when the unexpected happens.

Risk-Management

Risk Management
The process of identifying, assessing and controlling threats to your organisation’s capital and earnings

Asset-Insurance

Asset Insurance
Heckmar provides Asset Insurance cover for marine or aviation be it personal or corporate watercraft or aircraft.

Professional-Indemnity

Professional Indemnity
As your main income stream, your business is your livelihood and requires solutions to protect your income

Marine-Insurance

Marine Insurance / Importers and Exporters
Covers your cargo whether in shipping, on rail, freight or in storage.

Professional-Indemnity-Guarantees

Professional Indemnity Guarantees
We will establish your specific risk profile and find you the cover you need to provide you with the peace of mind

Wildlife-Insurance

Wildlife Insurance
The Wildlife Policy is designed to provide a solid risk-management solution for the African wildlife industry.

Driver-Policy

Driver Policy
A Driver Policy provides emergency assistance following an accident and covers employees’ hospital costs

Agriculture

Agriculture
Agricultural property insurance covers all fixed properties and movable assets against various risks

Canine

Canine
Insurance aimed at dog breeders, sniffer dog owners or any person who owns a higher value dog.

Equine

Equine
The damage to or loss of a horse is painful and equine insurance goes a long way to mitigate the loss